self-employed

Buying a Home when your Self-employed

  Self-employed borrowers come up against the challenge of not being able to simply present payslips and tax returns to back up their loan applications. But this doesn’t have to stop …

LVR

What is LVR?

  The mortgage industry has a language all of its own. One of the many acronyms thrown about is ‘LVR’, which stands for ‘Loan-to-valuation Ratio’. Let me explain… When you are working out …

Low interest rates

Should You Refinance?

With interest rates at a record low, now is the perfect time to look into refinancing your home loan (switching to another product or switching to a different lender). Refinancing …

country home

Tips for Buying Rural Property

There are many factors that can make it difficult to obtain finance when purchasing rural property, as lenders can be very strict with their lending criteria. Some important factors to consider include: …