self-employed

Buying a Home when your Self-employed

  Self-employed borrowers come up against the challenge of not being able to simply present payslips and tax returns to back up their loan applications. But this doesn’t have to stop …

LVR

What is LVR?

  The mortgage industry has a language all of its own. One of the many acronyms thrown about is ‘LVR’, which stands for ‘Loan-to-valuation Ratio’. Let me explain… When you are working out …

Low interest rates

Should You Refinance?

With interest rates at a record low, now is the perfect time to look into refinancing your home loan (switching to another product or switching to a different lender). Refinancing …